3 days until enrollment opens
When is the last day to enroll for 2027?
January 15, 2027 is the final day in the supplied HealthCare.gov enrollment calendar. State-based marketplaces may use different deadlines; check your official exchange before applying.
| Enrollment window · 2027 | Coverage starts · 2027 |
|---|---|
| November 1–December 15, 2026 | January 1, 2027 |
| December 16, 2026–January 15, 2027 | February 1, 2027 |
When will my coverage begin?
The December 15 deadline is for a January 1 start. Enrollment from December 16 through January 15 is for a February 1 start, subject to completing enrollment and paying the first premium.
Would you like to compare your options?
Do state-based exchanges have different deadlines?
Use your state’s official marketplace for its confirmed enrollment window. The comparison below includes only verified state records.
What happens if I miss Open Enrollment?
A qualifying life event, such as losing eligible coverage, may allow a Special Enrollment Period. Medicaid and CHIP applications are available year-round.
What are the official sources?
HealthCare.gov calendar; state-based marketplaces may have different deadlines.